This post is not a primer on 3D-Secure 2.X (3DS2) If you are looking for a better understanding of this topic before diving in, here’s a list of resources that we’ve curated to answer the following questions:  What is 3D-Secure? What’s the current state of 3D-Secure? Why was there a delay to the PSD2 enforcement…

“I came across this portion of code and everyone avoids it, it’s called payments.” -Joel Taylor, Where’s My Money? Presented at PaymentsFN 2020 The more I watch engineers present on payments, the more abundantly clear it becomes to me that engineers view payments not as a boring mystery but in fact, a super high-risk assignment….

Now, risk reduction thinks two steps ahead. Guest Post by our partners at Paladin Fraud Group It’s a push-and-pull as old as time (well, as old as eCommerce, anyway): merchants need more assurance that a customer is who they say they are—and the customer desires a frictionless transaction process without too many verification speedbumps. Despite…