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Category: Merchant Payments

Home Archive by Category "Merchant Payments"

Cracking Open the Payments Orchestration Layer

May 25, 2022Daniel PelegeroNo Comments

Payments orchestration promises a possibility-filled future for merchants. They want one connection to maintain to achieve global reach with configurable routing tools and logic. But can today’s vendors provide what merchants need? At the bare minimum, yes.  There’s much more work and growth to be done. But who will do that work? At Merchant Risk…

BINs and You: A Guide for Merchants

March 12, 2020Daniel PelegeroNo CommentsBank Identification Number, BIN, BIN file, BIN lookup, BIN table, Interbank Card Association, payments analytics, payments routing

What, Why, and How According to FIS, “traditionally, payment analytics awareness has been low and the more savvy merchants have relied on simple reports organized around Bank Identification Numbers (BIN files).” As payment environments complexify, these legacy payment analytics are insufficient to support growth.  For the purposes of simplicity, we will be referring to Bank…

Announcing the Payments Orchestration Layer: The Necessary Functionality in the Payments Stack

August 22, 2019Daniel PelegeroNo Comments

RPGC is releasing a white paper which presents the business case for a new “Payments Orchestration Layer” or POL. Over our many engagements, we have observed that companies have a pressing need for an abstracted layer in which global connectivity, smart routing, real-time ledgers, and end-user tools all work together. Otherwise, environments can look messy,…

Payment Switch: The Base of a Payments Architecture

July 31, 2018Daniel PelegeroNo Commentsdynamic routing, payment switch

Payment Switch: The Base of a Payments Architecture Whether built or bought, the payment switch is a crucial architecture component for any enterprise merchant. Rene Pelegero & Daniel Pelegero | @dangerpele |   Merchants have a greater need for a vendor agnostic strategy than ever before.  Yet, the implementation and maintenance challenges have also increased….

Recent Posts

  • Cracking Open the Payments Orchestration Layer
  • The Forgotten Element of Payment Orchestration: Real-Time Ledgers
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  • An ID fraudsters can’t shake: Device identification & reputation
  • Fitting 3D-Secure with payments architecture

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    • Payment Operations
      • Payments
        Workshop
      • Authorization Analysis
      • Fraud Rules Analysis
      • Payment Fee Analysis
      • Chargeback Management Evaluation
      • RFP Management
      • Project Support & Acceleration
    • Developing a Global Payments Strategy
      • Payment Product Review
      • Design and Review: Payments Infrastructure
      • Market Research
      • Go-To-Market Strategies
      • Compliance Support
      • Payments Due Diligence for Investments, Mergers & Acquisitions
      • Payment Systems Vendor Report
    • Payments Education
      • 101: Introduction to Payment Processing
      • 201: Economics of Payment Processing
      • 301: Global/Xborder Payments
      • 302: Mobile Wallets & Mobile Payments
      • 400: Order Your Own Course!
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